I
§ 01 · The Watchlist
Retailers profit from
your forgetting.
A return window closes at midnight. A trial bills tomorrow. A chair drops twenty dollars two days after you paid full. Four kinds of money that quietly leave — because no one is watching.
I am.
I am.
I
Returns
Return windows that close
I track the deadline on every refundable charge and ping you 7, 3, and 1 days before it closes — not the morning of.
7 · 3 · 1
day alerts before closeII
Price drops
Prices that fall after you buy
If the same item lists lower while you can still return it, I tell you. Return, rebuy at the new price, keep the difference.
$20
avg recovered per dropIII
Renewals
Trials and subscriptions you forgot
I track every recurring charge. The night before it bills, I hand you the cancel link with your usage stats — so the choice is easy.
$17.99
avg charge caughtIV
Warranties
Coverage that quietly expires
I keep every warranty calendar. When something breaks before coverage ends, I help you file the claim while it still costs nothing.
92%
of warranties expire unused§ 02 · Meet Purchy
Always watching
Reads every charge as it lands
Calm by default
One summary, not a hundred pings
Reads your inbox
Receipts file themselves automatically
Money recovered
Every dollar Purchy gets back to you
I'm Purchy. I read everything you buy —
and I don't let anything slip.
Most apps want your attention. I want to give yours back.
I read the receipts already in your inbox and your card statements. I track every return window, price drop, renewal, and warranty. When you can act on one, I send a single morning summary — not a notification every hour.
No streaks. No badges. No dashboards. Just the page you need.
I read the receipts already in your inbox and your card statements. I track every return window, price drop, renewal, and warranty. When you can act on one, I send a single morning summary — not a notification every hour.
No streaks. No badges. No dashboards. Just the page you need.
1
morning summary / day0
ads, ever24/7
always watching§ 04 · Dispatches
Quiet, until it matters.
No badges, no streaks, no notifications for the sake of notifications. Purchy only messages you when money is on the line — a return about to lapse, a price that just dropped, a charge that doesn't belong.
6
avg alerts per day0
streaks, badges, or tricks100%
silenceable in one tap
§ 05 · The Morning Edition
One page,
every morning at 7am.
One page. Filed at sunrise. Never on weekends unless something can't wait.
§ 06 · How it works
You connect once.I do the watching.
1
ConnectConnect Gmail and your cards.
Read-only access via Plaid (banks) and OAuth (Gmail). Receipts already in your inbox file themselves within minutes.
2
I watchI read every charge as it lands.
Return windows, recurring trials, warranty dates, price changes. All tracked overnight, in the background.
3
You wakeOne morning briefing — your returns, renewals, and anything worth acting on.
Only the things that need your attention today. Cancel, return, or claim — three taps each and you're done.
From the App Store
“This app is insane! In a few seconds it saved me so much money, this is crazy. Thanks Purchy!”
— kezdetphia, App Store
“I’ve always struggled with tracking subscriptions, knowing when to cancel free trials, and in general personal finances. This app solves that by giving new an easy plug-n-play to gather valuable information about my expenses so that I can act quickly and save money. I love the AI chat intelligence in it too.”
— Citizen 89, App Store
★★★★★ Rated 5 stars on the App Store
§ 07 · By the numbers
0+
retailers parsed
Major chains and most receipt formats
0/7
continuous watch
Renewals fire at any hour. So does Purchy.
0s
to add a paper receipt
Photograph it. Purchy parses the rest.
§ 08 · Pricing
One plan.
Pay if it works.
Seven days free. No card required to start. After that, one price — monthly or annual. Cancel from settings in two taps.
Purchy · The Watch
$99.99
/ year
About $8.33/mo, billed once.
- ·7-day free trial · no card required
- ·Unlimited inboxes & connected cards
- ·Return + price-drop + warranty + renewal watch
- ·One morning edition, daily
- ·Cancel anytime
§ 09 · From early users
“I caught a $40 price drop on a stroller within the return window. Paid for the year.”
“It found a Hulu trial I forgot about in 2023. Two years of $17.99.”
“The morning page is the only finance notification I have ever opted into twice.”
▸ Quotes shown are placeholder text awaiting verified attribution
§ 10 · Questions
Common questions.
§ 11 · From the blog
Know your rights as a shopper.
Return Guides· Jul 3, 2026· 18 min read
Coach Return Policy 2026: 30 Days, Free UPS Label, (Re)Loved
Coach's 2026 return policy: 30-day window, free UPS return label on coach.com, $7 fee at Coach Outlet, plus (Re)Loved trade-in credit up to $250 per bag.
By Purchy Editorial
Return Guides· Jul 2, 2026
Neiman Marcus Return Policy 2026: 30 Days, $9.95 After 15
Neiman Marcus refunds free within 15 days, $9.95 after — a structurally softer path than sister brand Saks, plus 60-day jewelry and 14-day Chanel windows.
By Purchy Editorial · 18 min read
Return Guides· Jul 1, 2026
Saks Fifth Avenue Return Policy 2026: 30 Days, $9.95 Fee
Saks enforces a hard 30-day return window and $9.95 mail-return fee. Unlike Bloomingdale's Loyallist or Nordstrom, no SaksFirst tier waives either.
By Purchy Editorial · 18 min read